BEWARE of this company. I got a call from a collection agency (1st Credit of America) out of the blue, stating that I owed MyPerfectCredit.com a $59 fee (for what they could not tell me), and that I needed to pay IMMEDIATELY to avoid damaging my credit. Having an excellent credit score, I was very concerned. It basically amounted to extortion. Strange thing is that I have NEVER done any business with MyPerfectCredit.com, and NEVER authorized any charges by them. I never received any billing notices (regular or past due), but my back seems to be up against the wall here, due to their threats of damaging my credit rating.
I have been unable to get any information out of MyPerfectCredit.com - their 877 number is usually busy, and emails get no billing information or proof of charges whatsoever (not even dates of supposed service). They refer me to the collection agency, who in turn refers me back to MyPerfectCredit.com. It is very frustrating and time-consuming.
If anyone out there has had similar experiences, please contact me by leaving a message here. Help!
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