I applied online for a home purchase loan. I got a reply that i was approved. I asked for a certain loan amount and they said they could do that. I told them that i only had x amount of dollars to put down as a down payment and closing cost. They agreed and told me that they had the perfect loan at a responible payment. Then they told me that i will have to give them a credit card number for the appraisal incase something happens in the closing. They told me the appraisal would cost $350. This would be included in the closing cost so we didnt have to have it upfront. So after all this we agreed that we would go ahead and do this. I talked to the rep and he told me that everything was going fine and that we would close the loan in 3 weeks max. We tought this is going real smooth until he sent us the papers to sign and send back to them we got to looking at them and the closing cost and the down payment as well as the appraisal went up in price. I told my wife that we are not going to do this. I said number they are a very dishonest company and they are not true to their word.
I will never deal with this company ever again they are very dishonest and very unprofessional. If a deal sounds real good always check into it before going for it.
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