Well now I am on my last and final forebarence agreement with Ocwen. According to them the last 2 my payments were late so now I am on my final one. That is gone 2 at first I thought maybe it was me but then when the same thing happened on this last one I started investigating.
I made sure that my payments were on time for the mere fact that I knew this was my last agreement. They do not post the payments when the receive them some are 2-3 days later or even later then that. Oh yea and to make matter worse when I got on the forberance agreement I was told that my payment were a certain amount.
I am on unemployment right now so I saved the money and sent it in. 2 days before my payment was due I received a statement and the payment was double. I was told it was due to my escrow account and I asked to be reevaluated and they said no. I asked for some type of explaination on paper and didnt receive any so I told them until then I was paying what I had signed to pay. Papers were supposidly on the way but they never found their way to my house.
Now I am in breach of contract again and I am being told that the escrow amount is for the last 2 years insurance and taxes. Well I paid the taxes myself the first year. I think we need to come up with a class action suit against them.
I am contacting a lawyer about this matter. Seems to me they take people with bad credit and know they cant do anything about the loan and cant afford a lawyer so they are screwed take their property and sell it at a profit. If there is anyone interested in fight them please contact me. If there is anyone willing to offer any help or information please contact me.
Susan
South Bend, Indiana
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