SincE Today I received a letter in the mail stating that I have been guaranteed approval for a Capital Choice Consumer Credit Platinum Credit Card with a Credit Line of $5,000. Then it started saying some shit about a Dream Rewards Program and how I earn points to buy things for sending in payments. All it would take is $43.00 and they would send it rush delivery. Finally someone sent me something to help me build up my credit again because it sucks right now. I can't get approved for any credit card at this point. Ya I'll send $43.00 for a credit card with a $5,000 credit limit. So I wrote in my Daytime and Evening phone number as it asked for and checked rush deliver and signed it. I could finally pay my credit card, which was sent to a credit agency, off. I could finally get my license back. I could finally pay off B of A, and so much other suff that I owe. I put the envelope with the application they sent along with money, in which I was to soon get a money order with, on my table for the next day to take care of. I was however curious of why it didn't mention Visa or Mastercard in the letter as in any other credit card approval it would. It simply just didn't say it. I started to think, if it was a card that you use to make purchases from a catalog that they offer. It didn't say anything about that but that you can use Rewards points to something in the book or something. That whole thing wasn't really clear. I decided to look up Capital Choice Consumer Credit online to see if it actually real.
I typed in Capital Choice Consumer Credit on aol and the first thing I found was this website. I thought that this website was irrelavant to what I was looking for. But it's kind of hard to pass by the words Capital Choice Consumer Credit in a website titled The Ripp Off Report. I read what it said and I was in shock. I decided to look up every complaint on this company in the complaint. I must have read more than 100 of complaints. Whatever number there was, man was I shocked. I realized that there was no phone number on the application to contact them by. That was really suspicous and I know that everyone else had exactly the same thing that I had received and that I was about to be had. Also something else fishy was that the application ended with sincerely, Approval Department. What kind of shit is that. No name? And also you'll notice that the Approval Guaranteed stamp on the application is guaranteed for 2001. We're in the middle of Febuary of 2002 here now aren't we. Whats that shit about?
I immediately took my $43.00 out of that envelope and got really freaking pissed and in a way really releaved to know that I never sent the money in the envelope back to them. Thanks to this web site I still have my $43.00 in my pocket and I feel for everyone who lost their money.
I wish to find these bastards for making such a fraud to screw with people who have bad credit and trying to make it worse. I almost gave in. I was almost a sucker. If you guys read this, screw you you stupid bum. You come to my house. Go ahead. I RIP YOUR DAMN HEAD OFF AND SHOVE IT UP YOUR BUTT YOU STUPID JERKS.
I can't believe I almost fell for it too. I always though about if that would ever happen to me and now I know that I prevented it and I still can't believe it. I will send a letter to Hard Copy and hopefulley if you all will do so they might air this subject, which needs to be exploited, and put the spot light on the bastards who are behind this. I hope that you all will read this before sending those f*ers any of your money. Sincerely,
Jeremy of Mission Viejo
*UPDATED info. Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS *Get your money back, *Stop them from taking more of your money, *Stop them from ruining your credit
Click here to read more consumer complaintss on Capital Choice Consumer Credit aka E-Credit Solutions
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