I recently checked my credit report and noticed this "bank" on it. After calling Transunion to find out what it was, I noticed 2 other accounts on my report with the same dollar amount. I come to find that they were both from this "bank". I called both of the collection agencies to see why this was placed on my credit report and after they asked me for all of my information to verify, they both asked me which one I was, Jr. Or Sr. I told them I am neither. There is NO Jr. Or Sr.in my family whatsoever. Both places told me to contact UNCB and file a dispute with them. I was given a phone number and proceeded to call. Wouldn't you know it, there is a recorded message on that line telling me that they are no longer handling skip trace calls and then it hung up on me.
How are people like me supposed to handle a situation like this? The government should spend a little more time on companies or banks lilke this who like to do nothing but bilk the consumer out of hard earned money and disgrace their credit.
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