I had a phone in my name and paid every month on time and mostly before the due date. Att called and wanted me to switch to them giving me a better monthly bill so i switched. I called telwest and gave them my final payment as i had done for the past 2 years by check by phone. Well within 6 months i got a letter from jbc legal saying i had wrote a bad check. I took it immed. To my bank manager and she contacted them and they had the incorrect account number. I told them i would pay the reg fee but no late fees and dishonered check fee and they said to give the whole amount and they would send me a refund lol well the manager of the bank said not to that i would never get it back so i didnt. I came directly home and wrote a letter stating my debt was not valid and expected a response within the 30 days they gave me for there response. Well here it is a year later and they have started calling me but now they have made a new account number and the other one was returned. They dont have the correct bank account (way off now) and still charging me with late fees and return check fees.
I dont mind paying what i owe but im not paying for something that was not ran thru my account. They refuse to take the orginal amount without the fees so therefore they can eat all of it. I am disabled and on a fixed income and that extra amount is not in my budget. Im sick of them calling 5-10 times a day and hanging up on me. A litigater called and told me to write them a letter telling the to send notificatiion of closure and seems JBC doesnt read any of there mail. And like the other note i read they dont take it off your credit report so why pay it anyway...
I have pretty good credit now cept for JBC and if that is it what makes them think i will pay it. Im on disability and let them sue me they cant touch my check... Lol
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