Complaint / Review
US Bank And I Card Services
Ripoff

Well I had to report on I Card Services. Now I will have to report US Bank.

I have been banking with US Bank for a couple of years. Wiht no real problem. However, recently I Card Services took out 159.00 wihout my consent. The bank went ahead even though I didn't have enough funds to cover it. And paid it and sent it to the company.
Wihtou wondering why I would let them take out that much money. When I only had 20.73.

First of all, I would have never signed up with VIP Advantage Card Visa (I Card Services). If I knew they were going to take out that much money.

They said "No money up front" and "No application fee". The very next day I filled out the application they took out 159.00. Without my consent. I went to this web site and they gave me instruation to go to my bank.

I do so. And have the paper work to prove I filled against this company.

I called the bank and asked them to please get this resovled before the 3 of Febraury. I get paid from disability and would appeciate it if they would get this done. I get a letter in the mail the next day saying "your account as been past due for the past week" Please call the bank! I mean really I had already called the bank.

Needless to say if they don't come up with the money that was stolen from me. I will get another bank. They owe it to me to get my money back and reverse all those charges.

If they would have called me and asked me about that 159.00. I would have said "No". Return it back to the company. And all this mess could have been avoided.

I feel US Bank been a good bank for the most part. However, they need to take way the "Free checking". They charge you at some location to use your Debt card and then give you credit for using at other places. This makes no sense to me. Why charge us at all?

Now my rent check will be late, plus I won't be able to pay on the phone or cable. I have that all on one bill that will be messed up. I am probably going to fine a new bank soon.

Thank you for having this site... It helps to get out your being upset somewhere.

Janelle
Dublin, Ohio
U.S.A.