The same thing happened to me too. I was making timely payments on my credit card with Orchard Bank and the company was still charging overlimit fees and late fees. This credit card company is a complete ripoff and from reading some of the stories these consumers with Orchard Bank have posted in here, this credit card company needs a lawsuit filed against them if all of the consumers with Orchard Bank would get together. This company has put a lot of consumers in financial ruin all over the United States. The customer representatives don't even speak clear English, so their corporation must be run from another country or they are just hiring unprofessional workers. The company is a lying thief and it needs to be put out of business!!!
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