I was contacted by a gentleman named DAVE who offered me a solution to my credit repair needs. I let him know that I had been ripped off before and he GUARANTEED me that this was not the case here. I would be receiving a 3000.00 credit limit as long as the information I provided was accurate.
He asked that I allow them to take 299.00 out of my checking account and that within 5 days I would receive the CARD. I was then transferred to the verification department where the conversation would be recorded. SO... in the middle of the recording I asked again... Will this be a credit card with a 3000.00 limit? Answer YES. The only way I would not get this card was if I lied on the application and if this was the case of course I would get my 299.00 returned to my accoumt. A date was scheduled for the debit. They took the money early... And as a result I had 6 other transactions bounce. I made numerous attempts to contact them and nothing.
Well, after 30 days I received a package which contained Identity Theft Protection. No mention of a credit card at all.
I then called and asked where my card was and they stated that there was no Credit Card and that I agreed to purchase for 299.00 a loadable debit card. That of course they had this on the tape and would gladly play it for me if I would call back the next day. I have called and called and called.
It amazes me that A bank of this size can get away with these FRAUDULENT PRACTICES.
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