I got a letter in the mail for a credit card and it worried me because i have never applied for anything of the sort and i have no credit history. I called my dad to figure it out and he looked it up and found this site and also called the number. Basically, the company will screw you over the second that you call the numer - they only give one number, which is the phone number to activate. I'm very fortunate that i didn't call to activate this, and that i asked my dad first. I would have been screwed otherwise - i'm a freshman in college with next to nothing in my bank account. Thank god for fraud detection.
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