I purchased a car from a dealership and was financed through Credit Acceptance. Long story short, my car payment is due on the 20th of every month. The 1st few months I paid on time, but I became unemployed and was not able to pay on due date, but was able to pay within 2 weeks of due date. So I wasn't even 30 days late, and these people repoed my car. They repoed me two times in about 35 days. The 2nd time the repoed my car, they told me I had until the 5th of Sept to pay it, well I told them I get my unemployment check on the 6th and could pay it then, they said no and was repoed the next day, only for me to go 2 days later and pay $350.00 repo fee. They are absolutely horrible. I have been trying to pay this so I dont ruin my credit by getting 30 days late. Well they just informed me that even though Im not 30 days late, they are reporting my car as being repoed every time it gets repoed. Someone help!
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