I am finally closing my BB&T account. In the last 2 years they have taken about 2500 dollars from me with all kinds of screwed-up tactics to get money. The last one was holding my direct deposit. It has always been in my account on Friday at 12:01 am to use, but now they say it is available when it actually does not post until the next day, Saturday, and something can bounce if it comes through that day. But the (going-to-jail people, I call them) will let me withdraw money, yet if a debit card or check comes through on Friday, the day of my direct deposit, it can bounce. What a crock!
All the previous times that stuff happened, I always thought it was my wife not handling the money, but no way. I looked back and it is a matter of proof I have recently. I wrote my friend a check for 100.00 to go cash at his bank. I withdrew all my money but the 101.00 in there. We went to cash it on July 17th, but on Saturday it showed cashed on the 16th. I had already changed my direct deposit, so they thought I would probably bounce something, so they backed the date up. Talk about illegal! I was with the guy when he cashed it and it was at 4:45 pm; they close at 5. Now how did they take it off on the 16th?
I am so glad this is over with them. I have never had a bounced check and have had checking accounts for 21 years. Thank you, BB&T, and all you big wheels. I will gladly send you a nice Ex-Lax cake when you are in prison.
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