Allrighty! I got away from these predators and not a minute too soonI. First off I was transferred in November. I've been researching them since I was transferred and started refinance proceedings immediately. Yes I had the drive by appraisal, etc, etc the check was in suspense { wtf is suspense anyway? /) blah blah blah.
The problem they had was that thanks to you guys and other information I kept a paper trail a mile long of any activity I had with them. I knew from the start they couldn't charge me any late fees within my first 60 days and I sent my payments electronically. But they tried.
I let them them know from the start not only was I able to pay my mortgage and on time I was also able to pay an attorney. Anyway here's the deal people check your credit reports! I was reported mistakenly 60 days late { has since been corrected). This is how you wind up with companies like this. Take this as a scared straight experience and never pay your mortgage late, let them take your car let them take your furniture, but if you don't pay your mortgage this is where you wind up with these bottom feeders.
If you have equity people and if its not doing anything for you but sitting there and letting you deal with these people. Don't give up there are companies that will give you a second chance. Don't give up! Don't let these thieves scare you. I called the attorney general of New Jersey, consumer affairs in my state who by the way I found out have a report on them for " unconscionable commercial practice" they are not endorsed by the better business bureau. Run people run... Anyway I have a feeling now that they might owe me money: bwooohaaaaaa haaaaaaa
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