It's not a scam exactly bc the product is actually pretty good. However, the hiring and treatment of the agents is awful. I didn't even have a very poor experience working with them, but it was their ethics that drove me away. They do hire absolutely everyone, make you go through training and take exams for your license all of which is out of pocket. They mislead you on the pay. When you start you don't necessarily get the "best selling markets" so you have a rough time making sales, and then they make you sucker in more people to come work for them.
I worked in the Denver office and the management is horrible! They are rude, even to the point of being sexist, bc they know they'll just be getting a new batch of "agents" coming in. Definitely don't work for AIL! It's not worth the stress, mistreatment, and costs.
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