Amsouth Mortgage sold my mortgage to Midland Mortgage Company about 8 or 9 years ago, give or take a few years, but these last two or three years have been terrible. I got in bad shape when I lost my job and had to file Chapter 13. Midland has been giving me trouble. First they tried to get out of the stay. My house was 75,000 and my balance is 30,000, and they tried to say that my equity is important and they wanted out. The judge stopped that.
Every 8 or 9 months we are in court because they say I am behind on my note. They hold my payments for 3 to 4 months before they cash them. Just in February they said that I had made 2 payments from August to January and claimed I owed about $1900.00. I had proof for the court, and the judge dismissed their case for relief from stay. Now they are back again in June, and they claim I am $3000.00 behind and that no payment has been made since March. The March, April, and May payments were all paid on my account in May, but the May payment was paid before March.
I could not understand why I was being hassled. Now that I know there are other people going through the same thing, it makes me feel a little better, and I want something done about Midland. If anyone has any suggestions, I am listening.
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