I too was taken by Ameriloan. I took out a loan with them July 07, and was never contacted via e-mail or any other way about my payment options, as other places do. I received my bank statement in August, and noticed several transactions made by Ameriloan debiting my account every two weeks. I did get to contact someone about this via e-mail, as I didn't have a number they would answer, and they told me I should have read my contract, as I needed to contact them 3 days prior to my due date to let them know how to proceed. Since they make up their own due date, it is hard to call them 3 days prior. I explained to them I wanted to pay my account in full, but since they had taken out money without my authorization, I would pay the balance owed and call it even. After that my account has been debited even more, 2 payments coming out the same day,
and every 2 weeks 2 payments the same day at that. I spoke to some rude jerk, well several rude jerks, and got no where. I kept e-mailing and wouldn't get any response, until I put a stop payment on their 2 withdrawals to my account, then I heard from them. I am going to talk to my bank to see what I can do, and if needed, I am closing that account and going to a different bank. I have learned a valuable lesson, and an expensive lesson. I wish there was something that could be done about people like this that take advantage of people like us. If we didn't need the extra money, we wouldn't have applied for it, then people like that take money we don't have. I am just furious over this.
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