Ace Hardware advertised a $ 100, - statement credit for new "Ace Hardware credit card applications". I asked the cashier at the store "What is the catch?" and she told me "there is no catch, you just have to apply for the card" then she gave me an application form.
At home I decided to submit the information electronically to US Bank, rather than mailing the form in. I was approved for the card but never received the $ 100, - statement credit. When I called US Bank i was told "You didn't qualify because you didn't apply in store".
Nowhere it was explained that I had to leave my personal and confidential information like my social security number with a store employee - Actually, it is not ACE Hardware which approves a customer for credit and issues him a credit card, they would only submit his information to US Bank.in my case I submitted the information myself - what difference does it make? The information that was given in Ace Hardware's advertisement was deceptive and did not go into details.
I believe that this was done on purpose in order to create a reason for not honoring the $ 100, - statement credit offer.
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