I was written a check by a man I did some work for, I do not have a checking account and the bank that the check was written from was not a bank in my area so I took the check to California Check Cashing in Jackson, Ca. They called the owner of the check to verify that he wrote it to me and that it was ok to cash. They charged ne 22.00 on 200 and I was on my way. A week later I started receiving threatening calls from the coorporate office of this company, saying the check was bad and that I have 2 days to pay it back (full 200 plus 25 service fee) or else they are reporting me to the authorities. I work for a law firm so I spoke with a paralegal to see if this was legal and she said yes but to make sure they give me my check back therefore I can go after the check owner for fee's owed. They refused to give me my check back.
I called my local district attorney who called the company and said that by law they had to return my check to me when I came in to pay 225. He (DA) told me to have a self addressed, stamped envelope and that I would receive my check in 10 days, well its been 4 weeks and I have not.
Furthermore I went to cash a payroll check at wal-mart to find out that this comnpany put me in a computer mainframe systerm that reported me as a fraudulent check casher, and now I cannot cash a check anywhere.
I could see this reaction if I had written the check that bounced or if I had taken more than 30 days to pay back monies but I did neither of these things. I got 180 for a 200 check and had to pay back 225, do the math I lost 45 dollars still have not gotten the original check back, therefore I have no way to seek legal justice to the real check fraud writter, and now I cannot cash a check anywhere.
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