After having the unfortunate experience of having CAMCO call me with an old debt that wasn't even mine, I did some research on the Statute Of Limitation on credit card debt in all states. I'll include a table I found here. It seems that it is illegal to try to collect a debt that is 15 years old in every state. Isn't there a lawyer who would like to file a class action suit on this?
State Credit Card Accounts*
Alabama 3
Alaska 6
Arizona 3
Arkansas 3
California 4
Colorado 6
Connecticut 6
Delaware 3
Washington, D.C. 3
Florida 4
Georgia 4
Hawaii 6
Idaho 4
Illinois 5
Indiana 6
Iowa 5
Kansas 3
Kentucky 5
Louisiana 3
Maine 6
Maryland 3
Massachusetts 6
Michigan 6
Minnesota 6
Mississippi 3
Missouri 5
Montana 5
Nebraska 4
Nevada 4
New Hampshire 3
New Jersey 6
New Mexico 4
New York 6
North Carolina 3
North Dakota 6
Ohio 0
Oklahoma 3
Oregon 6
Pennsylvania 6
Rhode Island 10
South Carolina 3
South Dakota 6
Tennessee 6
Texas 4
Utah 4
Vermont 6
Virginia 3
Washington 3
West Virginia 5
Wisconsin 6
Wyoming 8
* The statute of limitation in years for collecting the debt.
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