While going over my checking account on the internet, I noticed a charge of $0.01 with a check number that I didn't use. I clicked on the check to see what the check was about, and it was a check that someone else made with an address that didn't belong to me.
It said in the memo:
"notification of future charge / please verify the order
order: $29.95 monthly subscription, due date 7/18
$0.01 debit: for verification purposes only
cs / $0.01 refund / cancellations: 877-309-7352"
and it also has a tr id:# for them to reference it to.
Where your signature should be, it says:
"NO SIGNATURE REQUIRED
This check has been electronically authorized by voice or electronic verification by your depositor."
Then on the bottom of the check, they have your routing number and account number as if its really your check.
I called the number listed, and Jimmy said that the company has been around doing business for a long time, and that they have many clients that they collect payments for. I asked what company was it that charged me to sign me up for a subscription (and a subscription for what?), but he wouldn't tell me. He told me to go to the website "www.checkconcerns.com" and fill out the information needed, and they'd email me the information... But guess what, that website doesn't work. He said that he canceled my subscription and processed my refund (but that it will take 4-6 weeks).
I have no idea who or what this company is, where they are located, or how they got my info... But its pretty scary that someone can take money out of your account so easily!
Don't know if this is the end of the problem or if something else may pop up! Don't know how to prevent it from happening either... Hope it doesn't happen to you!
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