Do not use Joe Panichi, Nancy Bhattia, First Choice Escrow, Homeclub International for any real estate or lending, or specifically, escrow services. I bought a house through realtor Nancy Bhattia who has since had her real estate license revoked, however the fly-by-night escrow service operated by her cohort, Joe Panichi is still in operation. BEWARE! Do NOT use this escrow service or any other service provided by Joe Panichi or nancy Bhattia. These two well known crooks will rip you off.
I sent a home purchase through Click and List Escrow, which folded and became First Choice Escrow, operating under HomeClub International. Joe Panichi is the escrow officer using a remote gmail account. They are incredibly incompetent. My escrow refund was never mailed back for $714, finally after several emails and calls, I went o the office twice to investigate in person. This escrow service operates in a small back room to a larger loan office, which all but empty save for a cross eyed receptionist.
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