Complaint / Review
Consumer Credit Counseling Service
Ripoff deceptive marketing The end result was that my credit record was ruined

When I allowed CCCS to manage my debt I had perfect credit. Never was late and no negative remarks. Because I had no problems some of my credtors will not allow my accounts to enter a program used for organizations like CCCS. To get the creditors to accept me ito their program CCCS just stopped making the payments even though I was paying CCCS every month.

CCCS got my creditors to accept me into one of their programs buy not paying them according to the agreed upon payment plan. This pratice although successful ruined my credit. After 45 days my telephone started ringing. The calls were from from collection departments.ccCCS told me to explain that my bills were being handeled by them. The end result was that my credit record was ruined and most companies that had extended credit on my behalf started raising my intrest rate because of my (then) poor payment record.