I have been paying my credit card payment every month and my min. Payment is only $14. And I just tried getting a house. My credit score has dropped a lot since they said I have had 2,30 day late payments and 1,90 day late.
I'm sorry, If I was gonna skip out on my bills, it wouldn't of been my smallest payment of $14 dollars. And even when I send them a payment, I get a bill back with a late charge of $29.00 and 2 deferred finance charges. Even though it shows a payment with a "thank-you". I am sick of getting screwed over!
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