HRS-USA charges late charges even though I have overpaidmy payment x 3 for a year. HRS received my payment 8 days after the due date. I thought that at least a 10 day grace period was allowed, especially since I was so far ahead in payments. To my amazement, I learned that HRS-USA does not extend any grace period. This company is not worth doing business with. I have rolled this account over into another account, and will try to notify as many people as possible about their business practice.
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