Well where should i begin. I have been an employee workinig in Mission Settlement agency for about six months now. I can't even begin to explain how fraudelent this company is. Let me start from the beginning. I was hired by Denis K back in July. He introduced himself as the owner of the company, and looked like a well-mannered, honest, hard working individual. I was hired for an $8 an hour salary, but never recieved a paystub from the company. I was always written checks, and then told i would recieve a 1099 for the money. They never paid any payroll tax, and promised everyone a salary meanwhile everyone recieved a 1099. They never rented me any office space, gave me set hours i needed to be in the office, and gave me a card to clock in/clock out every morning and night.
My job title was a telemarketer there. I would call leads provided by Experian credit bureau with individuals having 10k or more in unsecured debt, and 620 and less in a fico score. Everything seemed fine until i realized that something fishy was going on. Denis K provided me a script that "guaranteed" clients to settle their debts at 55 cents on a dollar. After doing my research there are absolutely no guarantees in this business as far an exact settlement before hands.in the script it also said that this program would help peoples credit scores because we are eliminating their unsecured debts, meanwhile this program would significantly harm their credit scores. The script told clients not to make monthly minumum payments to their creditors that we would take care of it, meanwhile i found out later it is "illegal" to tell clients to stop making payments towards their credit cards, personal loans, and medical bills
Now it gets much better. When we would sign these clients up in the first two months i was there, we would take credit card payments from them for their first two payments. Denis K told me that this was ok, and it would be added to their balance that they enrolled in the program. Later i find out that this is "illegal". At this point i began questioning what kind of a chop shop operation i was involved in, and started doing some extreme research at this point, and came up with the following information.
The owner of the company was not Denis K, but the owner is an attorney out in Brooklyn by the name of Michael Levitis. When i saw the information available to him, i began to get sick in my stomach. Http://usacomplaints.com/attorneys-legal-services/michael-levitis/michael-levitis-alpha-fundin-p2cb9.htm The following artical is a rip off report that indicates Michael Levitis was involved in a mortgage operation previous to his new venture debt settlement aka Mission Settlement Agency aka Alpha Settlement as another DBA. He would hire employees, let them build a pipeline of files, and terminate their employment to gain the commissions. His corporate adress is
Name: Law Offices of Michael Levitis & Associates Street: 1729 East 12th Street Brooklyn, ny 11229-1088 Phone: (718) 382-4300
Here is another article of an employee that worked at his mortgage company aka Alpha Funding Group in 2006. Http://usacomplaints.com/Brokerage-Companies/Milan-Schwartz-Alpha/milan-schwartz-alpha-funding-decf4.htm. This article states that an employee of his deliberately misled the client about the program.'What kind of people are working for this guy"? If he carried his company like this doing mortgages for clients, What kind of debt settlement company is he running? His debt settlement company has been in business for about 8 months now. Guys bewareeeeeeeee. They are crooks, con-artists, and they will be coming for your money. I asked Denis K to show me actual settlements of clients he has enrolled in the settlement program, and he gave me the run-around for 2 months. They are complete crooks.
I've personally spoken to a number of clients as well as know of other employees that have had similar incidents with clients where money from these customers was taken and no services were provided. When the consumers came back to ask for a refund, they were told sorry. Some regulator should look at this company as their pretending to be a TASC memeber, which i should have realized right away was a complete fraud. We recieved a huge amount of complaints and then we switched our company name to Alpha Debt Settlement. At that point a number of employees starting leaving the company, and thats when i made my exit as well.
Ladies and gentlemen enrolled in the Mission Settlement Agency or Alpha Debt Settlement program beware and go contact your local attorney generals office.
Http://www.oag. State. Ny.Us/
I just wish companies like this would shut down for good. While these clients are in financial hardship, companies like this are stealing clients hard earned money to make themselves rich.
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