Before sending any money to any company who states they will give you a credit card, PLEASE PAY ATTENTION TO WHAT YOU READ! Please do not be so anxious to obtain credit that you don't read the letter and understand fully what it says.
For instance, I see many people have stated they expected to get a VISA. This is incorrect. I received the same letter from Consumer First and nowhere in there does it state or indicate that you will receive a VISA crd. It clearly states "YOU MAY USE YOUR PLATINUM CARD IMMEDIATELY UPON RECEIPT FOR ALL PURCHASES FROM CREDIT PROVIDER."
In the top the credit provider is identified as "Consumer First." Now while this may be somewhat deceptive, they are in fact, informing you of who you will be able to purchase from and again there is NO indication it is a VISA, Mastercard or any other major credit card.
Unfortunately, most people who have not paid attention have now reported this company as being fraudulent when in fact they are not. It is the people who are so quick to obtain credit and get into debt that rush off and send money without fully reading and fully understanding exactly what type of credit card they will be obtaining.
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