I have read most of the reports. After carefully reading the certificate I recieved I have found many indications it was not a major credit card. If you read the front of the certificate it says "You may use you Platinum Card immediately upon receipt EXCLUSIVELY FOR ALL PURCHASES FROM CREDIT PROVIDER." That to me was my first hint. Then I decided to read the back. This is what I found. "The Capital Choice Consumer Credit Card is a merchandise card NOT a major bank card, however, you may obtain a bankcard by participating in the dream rewards program. That is just one of the many I found that would tell you this is not a major credit card. For the ones who didn't read everything before sending the money off I have no simpathy. This company does not rip anyone off. It's the CONSUMER who is at fault for not completely reading the certificate before carelessly sending there money.
Matt
Carlisle, OH
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