Complaint / Review
Lambert & Lambert
Similar experience to #1 above. Strange, ridiculous grading criteria. Does not seem genuine St Paul

This is just one of many.increasingly it appears these "product developers" are primarily - or exclusively - occupied with developing their collection of fees - and kickbacks from other enterprisers. I received a couple of reports and comments from them at first after having paid and waited - and waited - and eventually their responses just shut down. There are several out there like this.