After five years of paying a chevy astro van with americredit sometimes late we also talk to representative of the lates for payments we got never repo in those instances but short of the last 3 payments my vehicle got repossesses and short after the vehicle was redeemed and paid in full.
That was in may and was reported to the credit bureaus as repossess when it should of been paid close still equifax has it reported as repossess and also trans union and my credit report scores keeps going down specially equifax. I am in the process of buying a house and they are questioning this as an explanation of why is repo if it is paid in full.
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