On 1/26 I paid creditreport.com $29.95 for all three reports as reported by Equifax, Experian, and Transunion plus the credit scores. To make this short, the scores were not even close to what I expected and each had gone down around 50 points.
After I got over my shock, a few minutes later I pulled my report from Clickmycredit.com and the scores were what I expected. I knew what to expect because I had pulledmy reportin November and saw that some negatives were coming off in December, which would increase my scores. And Equifax had gone up 26 points!
Do not use creditreport.com. I got the same thing free, but accurate, at for just signing up for their credit monitoring service. I cancelled within 7 daysand it cost nothing.
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