This company was to help negotiate with my lenders to lower amounts owed meanwhile I was to pay a certain amount each month to put in savings so to speak so that when it reached a certain amount that they felt they could negotiate with the company's for then they would be paid off in one lump sum.
The money I paid each month half went to them for their services other half as I previously noted. I spent a total of 5-6000 dollars to them for nothing. They did not use common sense to negotiate with the most pressing ones first. These were the ones serving me with court papers to sue me and take me to court for what I owed them. Not one account actually got paid.
I later found out that I probably could have done my own negotiating with the credit card companies myself;but, it was too late. I was in such a financial mess that I finally had to file bankruptcy.
When I called them, oh they were very sorry. But, there were no refunds of course for the thousands that they got off of me for nothing.
I have stewed about this for years. Did not realize your services existed. It helps to get it off my chest and warn others.
Linda b
Brookston, Indiana
U.S.A.
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