In March 07 a rep from Integrity of Texas, Mr Fred Garner, came to my new small check cashing business and fed me a line about this check machine that would guarantee checks that had been run through it. Mr Garner said the Federal Reserve uses this machine to keep from being scammed by fraudulent checks because this was the only machine that could tell if a check was copied, stolen or fraudulent. Being new to the check cashing business this sounded wonderful. There were other issues but not to do with the machine that were fraudulently represented.
I agreed to a 12 month trial with the check cashing machine and signed the contract, (bad business practice) which was blank because Mr. Garner said he had another pressing appointment, after talking at length about his wifes teaching experiences (one of my areas of interest). I was left with no way to contact anyone—no address, no phone number, nothing except a check stub $294.95 for the deposit. The great price you quoted was $99.95 per month.
When I received the contract several days later, it was for 48 months and I receive notice that I would also have to pay an additional $4.95 for insurance coverage on the machine even after I returned the machine to them. They were also charging me 22 cents per check run through the machine. And when my bank account was charged it was for different amounts altogether. After I received the contract I contacted everyone concerned and told them I would not pay and had my bank account changed which stopped the payments from coming out.
MBF began calling me 10-15 times a day at work and home and sending letters to my work and home. Then the lawyers office began to write and call and when I had my attorney write and tell them I would not ever pay there sorry selves any more money the lawyers office had my credit rating checked several times (the lawyers office used a different name but the same address as the business who checked my credit). This is when they began to call and leave a phone number for me to call back. Even when I answered the phone there would be a message to return the call; I never did. Now I have been served with a summons to appear in court in New York. I always wanted to go back to New York, I guess this is my opportunity.
If anyone out there has been successful in fighting these ripoff artists please respond.
0 comments