Last summer I received a strange call on my cell phone. The person speaking mentioned something about Visa and a $1 donation. They already had my credit card number on file, I never once gave them the number.
Just recently, I discovered the company was charging me $19.95 per month for both of their companies. I then googled the number listed on the memo from my checking account, and was directed to this site.
I realized I was being scammed, and immediately emailed my bank. The next day I was told to call the company to get some information about what was happening.
I called and the representative said I had set up an account (which I didn't do). I asked if I had set up an account why I had not received any sort of goods or services, and received no answer.
Upon cancellation of my fraudulent account I was told that the company would be crediting $79.80 back into my account, the amount that was charged within the last 60 days.
When I spoke to my bank she informed me that this amount was all I would be able to receive, even though the charges went back before 60 days. If the money isn't transferred back into my account by the company in 7 days the bank will take action. I'll update in a week or so.
I am pleased that I will be getting most of my money back, but I wish there was some way to fill out a formal complaint. It seems as though this fake company bites the bullet and gives money back, but only money taken within that 60 day period the bank requires.
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