I have been in the program since June. I was assured by a woman by the name of Vanessa that they would DELETE all negative information on my credit reporst—all 3! Today is December 30, and NOTHING has been deleted. When I called back to try and get a refund, I was told that they do NOT refund their customers! I was like, "What?" I have received at least 7 Equifax and Transunion credit reports. I was told that upon receipt, that I should send them to Hargrave and Associates. Fortunately for myself, I have retained copies of ALL of them. Unfortunately, I have seen absolutely NO results. If anything, my score has declined.
Do not give in to the radio advertisements. They are not true! They cannot do anything for you. If I had known this, I would never have sent them $250. To put icing on the cake, I was told 2 months after being in the program, that they cannot delete charge offs. This was my ONLY issue with my credit. They gave me the phone # to another agency called the SCI group, who stated that they could get rid of the charge off... For a fee of $95. Needless to say, I could have paid off my debts for the amount that I have invested in this rip off credit repair agency.
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