I recieved a letter from this company claiming I owed them a debt. It had a contact number, so I called to see what it was. I was prompted to enter my phone number for account varification, I don't have an account, nor have I ever heard of them, so I didn't enter anything. I then got transfered to a person. This man gets on the phone and starts grilling me for information such as employment, SSN, phone#, And demanding to know when I am going to pay this bill, I of course gave him no info at all and continued to ask, nicely, "What is this debt in regards to?" He would not give me any info other than to say it was for an old verizon account. But it was like pulling nails just to get him to tell me that. I told him I have never had an account with verizon from 1997 and asked him if he would send me verification and he said "Don't lie to me just pay your debt". I hung up. I then looked up the company and found I am not alone. I called verizon and asked them if they had any record of such a debt and they said no. I then pulled my credit reports from all 3 credit bureau's and this debt doesn't show on any of them. How can a company like this remain in business? I have worked hard at building my credit and now I fear this bogus debt will show up and hurt my rating. I thought it was a federal law that states an agency has 30 days to verify a disputed debt. CBCS is running a scam in my eyes. Prior to this letter I have contacted the Ohio BBB and contacted Expierien to advise them of this company and their conduct. I also asked them to send me verification that this company exsists. If they don't, how can they report delinquent credit? If this company calls you, HANG UP, and report them. I would like to know what it takes to get licensed in so many states as the letter I recieved shows them to be. Don't states check references??? I am very upset that CBCS is allowed to even be in business.
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