My husband just received a collection letter from Merchants'Credit Guide Co., stating he owes on a defaulted acct from Bank One. He does not owe anything to Bank One, so this is a fraudulent collection.
On Merchants' letter they say they are a Member of American Collectors Assoc. Aka www.acainternational.org. I wrote them and asked for a Official Complaint form since MCG is violating their Code of Ethics with ACA as a member.
I suggest everyone else who received one of these fraudulent collection notices to do the same. MCG needs to be put in their place and stop harassing people. I am also going to file a Mail Fraud complaint with the USPS.
I hope this information helps.
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