I recently received a phone call on my cell for their "Great repair your credit and get their unsecured credit card." I was told that my credit was recently denied and they could help. I have not applied for any credit recently.
When they informed me of the one time start up fee, and that they needed my account information (since it was their only source of reference) I told them I would love to have their card and they could just bill their fee right into it.
Since I am already by their standards a credit risk, why do they need references. They became hostile with me and eventually hung up on me. This I find is the best way to deal with these types of people.
But HEY, I too am sick and tired of these people, you give me a heads up on what to do, I have both the time, resources and drive to make these people accountable. And beleive me when I say, I will not quit until they are out of business.
Let me know.
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