My check was denied by Certegy even though I had verified ample balance. The decision was based on information from my driver's license number according to the receipt. When I called Certegy directly from the store after having been denied, they first refused to give me any information. After repeatedly asking I was finally told it had to do with Target's monitoring of check writing patterns within the store in an attempt to prevent fraudulent check writing. When I asked her to please identify the pattern so I could avoid future humiliation and embarrassment in future shopping trips, she told me she could not do it. Well, is it that I am over 50, or that I tried to write a check for over $100 before 11 am, or that I went to the same checker a week ago and wrote a check for $150 that cleared perfectly? Is this an example of what we can look forward to if we continue to live in the land of the free?
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