Dear Friend / Madam:
In September there is a web ad to get a holiday offer to get a three-night stay at Myrtle Beach, SC for only $99 plus a gift-card of $50.00 having a situation to go to a pleasant assembly for handful of hours. Like other people we also got attracted by this appealing offer and paid $99.00.
We visited Myrtle Beach on 08.24.2007 and on 08.25.2007 we visited attend the alleged pleasant assembly by Festiva Resort. Although joining the assembly we discovered that this assembly was a scam.invade it was a higher-pitched income conference for timeshares. But we never wish to purchase a timeshare but these perfectly educated sales agents got us within this lure and we wound up signing a deal for that purchase of the timeshare.
Whenever we returned from journey we discovered that we can not afford to pay for each month for that timeshare mortgage. Additionally anything negative happening occurred in wife’s household in India and he or she needs to visit India as well as for this cause she needed cash. We chose to create email on 08.28.2007 (after three times of signing the agreement) to Festiva Administration to see them that people can't complete the offer and need to stop it. However the Festiva employees in the place of eliminating the agreement he informed us that today we can not stop this of course if we don't spend the mortgage the Festiva may advise the credit agency about that which may damage our great credit. We believed we've no option different subsequently to pay for and we began spending the regular mortgage.
In July we went to Myrtle Beach again to remain in the resort. Although remaining there we met somebody and that I attempted to talk about my expertise and informed him how I wound up purchase this timeshare despite the fact that I never wish to purchase it. Subsequently that individual informed us that there's regulation in Sc and that I possess the to stop my contract within five times according to the Sc Signal of Regulations, area 27-32-40 after signing the agreement. That’s what I did so however they didn't recognize my demand and deceive me. Sadly used to do have no understanding of this regulation in those days so when we were signing the offer the administration never described it to us.
Today because I've through understanding of this regulation I approached the Festiva administration and deliver them the evidence of email I submitted displaying my motives to stop it and requested them to stop my offers and return my cash, that they gathered from me within the amount of 3 years. However they declined to apply my request. After I became conscious of regulations I ceased spending them the mortgage plus they have educated this towards the credit agency also it affected my credit rating. Used to do not understand till oneday after I chose to purchase my first home also it turned up in my own credit history and that I was decrease to obtain a mortgage.
So please help me to obtain out-of these barriers established by these tugs of Festiva resort and advise the credit agency to repair my credit history that will be wrongly implicated against me.
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