Ack in sept 8 my dad and that I caused a realator company within terre haute indiana. Named williams and affiliates possessed by patty williams. Our broker was prenna ranjan (who's no further using the organization) showed us the house that people wound up purchasing. But, she was no aid. When my dad and that I talk with her to due paper-work to create a present about the house. It had been outlined at 155,000. About the purchase contract she requested my dad what his present was my dad stated he truly didn't understand. So she wrote down about the contract 150,000. And that I told her number to begin at 95,000. She said okay and noted out the 150,000. She said she'd provide the present towards the selleris marcus and christina wenzel. And they experienced in till 5:00 P.M. 24 hours later to simply accept or ignore are present and reveal the cost they wanted. I received a telephone call from prenna ranjan 24 hours later and he or she stated that the selleris marcus and christina wenzel approved our offer. And we allready was dealing with a house mortgage advisor/mortgage expert ANGELA M. KOELLING she worked for WELLS FARGO BANK, N.A. 51 s park blvd. Greenwood indiana 46143 telephone number 1-317-883-4459. My dad and that I named our agent prema ranjan and informed her we needed the home examined thus she calledATER HOME INSPECTION SUPPORT, INC. 813 e. Bunkhill push terre haute indiana 47802. Prema named me and stated she put up the visit for that examination planned SEPT, 18 at 11:30 A.M. I informed her that my spouse and that I might fulfill them there. It price us 245.00 dollars. The inspector discovered a number of things wrong he informed prema the vendor would need to repair... Prema informed the inspector to create down everything that needed to be set and He then might return out and ensure that the vendor did so. Mean while my dad and that I was maintaining in touch with ANGELA M KOELLING from WELLS FARGO... ANGELA named me and stated that everything went through. So my dad and that I achieved ANGELA at the TERRE HAUTE WORKPLACE of WELLS FARGO MORTGAGE. On sept 15 to sign most of the paper-work and angela noted on the documents that she gave us info on all the types of loans which was available. That was a LIE. ANGELA stated that we were AUTHORIZED for 100% FINANCING. Well THEY PLANNED the FINAL DATE It had been OCT 6. ANGELA M KOELLING from WELLA FARGO didn't actually come. My dad and that I, prema and also the vendors MARCUS and CHRISTINA WENZEL achieved at WILLIAMS AND ASSOCIATES OFFICE. PREMA informed US it'd consider about45 MOMENTS to CLOSE. NOT TRUEwe was all there for over 3HOURS. Angela michael koelling and wells fargo screwed us!!! Wells fargo mortgage stated that they'd to get two separate loans. 1ST MORTGAGE was for 124,000 BUCKS at 7.5% also it was ESCROWED (FEES AND INSURANCE...) included. Then THEY ripped out the2ND MORTGAGE it had been for 31,000 BUCKS at 10.75%... And that i stated wait one minute. Why exist 2 loans. The purchase of the home was just 100,000 directly after we paid the vendors shutting fees. Which within the CONTRACT with PREMA that my dad and that I had allready CLOSED and also the FILES we SIDNRD with ANGELA M KOELLING. Oh i forgot angela m koelling sent the appraiser that was completed by scyamore realty group inc. 125 wabash avenue terre haute indiana 47807 day june 21 completed by lori netherlain she stated the home and home evaluated at 155,000... Nicely lengthy history small MY DAD and that I got ATTACHED BY EVERYBODY INVOLVED. Stuck having a complete of two loans a payment of $1491.30... I've ATTEMPTED to REFINANCE but NO BODY WELL SUPPORT!!! There's USUALLY some type of REASONS. OWE more about the HOME subsequently it EVALUATED for on NOV 1.150,000 is exactly what the HOME EVALUATED. And that I OWE 153,000... And so i named wells fargo mortgage and that i told them that i want help... I skipped novembers cost... WELLS FARGO STATED they'd notice easily be eligible for there CHANGE PROGRAM. But INITIAL THEY MADE ARRANGEMENTS FOR ME TO PAY FOR BOTH LOANS on DEC 25 of the WHOLE of 1405.50 and also the same for JAN 25 and FEBRUARY 25 and CONTACT THEM BACK the first of MARCH. TO DETERMINE easily QUALIFY!!! The COST they designed for ME hey PAY is MORE then my NORMAL COST REGULAR... WELLS FARGO MORTGAGE repetition stated that I'd to DELIVER THEM a REGULAR MONEY, REGULAR EXSPENSESand A TOUGH VESSEL NOTICE detailing my SCENARIO... Our situation is i'm just one mother of four children ages 12 and below i just receive ssi disablity and you got me with 2 loans spending you a complete of 1405.50 per month and you keep telling me that i can't refinance and combined equally loans to 1 with one intrest rate... Since i don't have sufficient collateral, or my credit rating will be to reduced, or my home doesnt assess enough... You believe you'd attempt to help me i've never been late on any of my funds... But no!!! And yes my fathers on both loanns he doesn't live with me or help me pay our 2 loans or has he actually... Tracey burke 1040 northern fruitridge method terre haute indiana 47804 i want help... Please helpme if you should be a lawyer or knowing of the lawyer who'd help me... Email me [email protected]...
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