We'd our first mortgage with Countrywide in 2006. We settled our first cost in March, in 2 payments. Both payments came near to the 1st of the month and prior to the 15th. Your next cost, due in December was compensated exactly the same method. Nevertheless, Countrywide used the cost to the escrow account and never to primary and curiosity. To begin with, this course of action breached the mortgage contract we'd with Countrywide. Subsequently, Countrywide documented us overdue towards the credit agencies. We approached them, and after many discussions, they decided to contact the credit agencies and correct the issue. Countrywide never followed-up about the demand towards the credit agencies. I'd to get hold of the credit agencies myself and obtain the task done.
In the end of the, we really were left with another mortgage with Countrywide. Consequently of the refinancing our house, among our creditors offered our new mortgage to Countrywide. Our funds were created promptly, from January to May. Throughout that period, we were educated by Countrywide they had permitted our details to become taken by among their workers.
We'd different issues with them, so when we'd a problem since my spouse, who's a trainer, didn't get a check for a few months, we requested National to place these months about the back of the mortgage, and let's begin our funds in June when my wife might obtain a check (my revenue can be used for several other expenses).
Countrywide, in the end they had completed to us, refused our demand and also have set us into foreclosure. We shall re instate our mortgage, however it never needed to arrive at this.
We're currently suing National for Break of Agreement, and breaking our privileges underneath the reasonable credit rating work.
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