UPDATE: This "Tara Johnson" continues to e-mail me, even though the actions from this website have been reported to the U.S. Postal Service, who oversees e-mail, because, well, it's still MAIL, electronic or not. Her latest e-mail address is: "[email protected].
My financial institution has helped me a lot, by turning the rip-off into a loan, but I had to have 2 attorneys advise me, since the CFO there, wanted to charge me 13% interest!!! At the attn'ys advise, I pay off the loan, and move my finances elsewhere. He advised me to challenge them, to get it down to a 6% loan. The person I spoke to, had to keep running back to the CFO for approval, It took over 1 hour of my time, but since then, I have had to make 4 payments, and will be done in Oct. 2012. The problem was, that rate (6%) was only supposed to be for veterans. I explained to them, to put in their notes, that I am a widow of a veteran.
The financial institution paid into it (making the account a zero balance) after refusing any more payments from me, (when I made 1 payment with a USPostal Money Order, instead of cash) freezing my assets, (so I didn't have money to pay my bills). I went to our corporate bank, where my employer has a company account, and paid my rent and bills that way. THEY began to refuse to cash my checks, until I insisted that my employer had $16 M in their bank. My Credit Union pressured me relentlessly, even calling my employer several times, which, according to the Fair Debt Collection Act, they aren't allowed to do, as a creditor.
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