At the beginning of August I began to search for a loan company that worked with poor credit borrowers. I came across Berkeley and Richmond in my search and submitted an application for a $10,000 loan. I was contacted on August 9th by a Wayne Coleman who informed me through email that my loan had been approved, but because of my poor credit I would have to pay to insure the loan. The insurance for the loan was for $750. I was told that that money would be held, and that when I had paid back the loan the hold would be released. After I paid the "insurance fee". I never received the loan.
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