I have the absolute and utmost respect for fair busness ethics. I know that the problem would like might seems small but feel that I am not the only homeowner who got squeezed this way in Florida. I am searching for a way to fight publicly their move. I smell a wide spread scam, which includes the inspectors, the insurance agents, and the Citizens Property Insurance Corporation (CIPC) itself. I would be glad to provide all information and their letter of notification about this move
This is what happened: The CPIC recently (about a month ago) inspected our house for policy premium adjustment and to verify if the hurricane shutters are in right order as I reported on my policy. After one month, they sent me a notification first (not the report itself) which explains my premium effectively increases ~100%, because I am not provided attic access. We were home when the inspector was here, photographed everything, the hurricane shutters, the house inside and out, even the roof. We provided all access to everything she wanted.
The only problem is that the house never ever had an attic because it has a flat roof. It is well
documented.
How the LAW allows such radical premium increase based on the LIE of an Inspector/Insurance company in an environment when the house value still 60% below of its market high? Parallel the market is dead, and there was no hurricane in more than 5 years running? I seriously doubt this is right!
I did call both my insurance agent and the CPIC headquarters to confirm that they really think this outrageous ~100% premium increase is justified, and this was not an accidental typo. They both confirmed it was not a typo.
I will fight them through every opportunity from Internet to any available media. Would be glad to provide all details on how a greedy insurance company in Florida literally milking its customer base.
Thank you for your time and attention
Best,
Nando
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