The current damage is the $998 fee i had to charge (so theres interest on that). Then you can count the $1500 in "savings" i should have had in the last 6 months. They never call to follow up. They never receive your fax. Its always them waiting on us or the credit bureaus. I was thinking of having my folks co-sign a loan to consolidate my debt but then i lose the $998 investment (and make the interest paid to date something i regret forever). The contract conveniently does NOT have an end date. The response is always "we need to go through all of our steps before there is a refund". DO NOT go through this company.instead of helping me, I have to choose between letting them "work their magic" and pay all my CC payments or i lose $998 dollars and pay it all off with another loan... I really should have done my research before falling for this: (
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