In the Year 2000 I received a Credit card offer for an Aspire Visa and I applied for it. Paying them off and terminating the account two years ago I look at my credit report and see they charge me off as a bad debt. My mother also had a credit card but with emerge and she paid it off also. We both have this debt in our credit report that we paid for. I'm not paying for something I paid off already. These people are sneaking people and will ruin your credit just to get more money off of you the consumer.
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