When you go in to Aaron's stores to lease items, they ask for your Social Security number. Why do they need your S.S.#? They do not run a check on your credit report?! Or do they? They say it's needed to report on your payment history. No, that's not the case! They will report all late payments and/or incomplete lease agreements and post charge-offs on your S.S.#.
I returned the items that I had on a lease agreement due to a job loss. I could not afford the payments anymore. They came out and picked up everything that I had. The guy who had the papers signed it, then I signed it. After I found another job, I went back to lease the same items.
I found out they put a charge-off on my S.S.# for a pair of 3D glasses that I had no need for. They were taken with the guys who picked up the items, and were listed on the item list that was picked up. I never received any type of notice by mail, email or by phone! The one letter that I did receive was a letter to continue with the lease agreement from where it was picked up in May. Nothing whatsoever, but a charge-off of $113.87!
They don't report anything but the late payments, uncompleted lease agreements and the charge-offs (that includes charge-offs of incomplete lease agreements). They are the leaders in taking advantage of the people who use their leasing program, through their false reporting.
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