We received a letter in the mail from Forest Law Group saying that they could help get our bank to modify our mortgage payments. We faxed our information to them last Friday and they called us back yesterday. They said that they could lower our interest rate to 2-something percent and could make our house payments between $300 and $420 lower a month. They said it would cost us $3,500. We told them that was craziness and the guy said, "I guess this program doesn't sound like it's for you."
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