When my accountant was looking over my debit account he pointed out that "MVQSavingsAce" has been charging me $20 for the last year (maybe longer) without me knowing. I never signed up for this service.in fact, when I went to their website, it's not even clear what their service is. They are scam artists ripping off thousands of people. I researched and linked them with either Travelocity or hotwire.com. I am still discussing this issue with Bank of America because there have been others who have been scammed as well.
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