I signed up for a single access (1.99) fee on 5 Sept 11, but was charged on 11 Sept 11 for the full 99.00 fee, and each month subsequently. I pay my credit cards electronically each month, and have bills automatically charged to this VISA, so it didn't immediately pop out. I never signed up for any monthly access fee, and 99.00 a month is outrageous.
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